PENSIONS made SIMPLE
Most people I meet do not understand pensions and therefore ignore them. Speak to an independent financial adviser and we guarantee that within an hour of your complimentary pension review you will not only understand your current pension provision and the underlying investments but also you will be able to make an informed decision about planning for your retirement. We believe in working with you and your unique circumstances rather than recommending a ‘one size fits all' option.
Do you have multiple pensions dotted around with no strategy? This is the situation we review on a day-to-day basis. During our complimentary review a specialist pension adviser will analyse each pension in turn, formulate a strategy and make recommendations which suit your individual situation.
Do you wish to Self Invest using a SIPP? A SIPP (Self Invested Personal Pension) is a more flexible pension which allows a wider range of investments such as commercial property/land and unquoted shares. You can even consider buying your own business premises with your pension funds and benefit from the tax advantages, or hold an account within your SIPP to trade stocks and shares yourself. The charges for SIPPs tend to be higher due to their flexibility, however their advantages can often outweigh the additional cost. Contact us to discuss this more creative option for your pensions.
Are you contributing enough to your pension? Contact us to work out if you are putting enough money aside for your retirement.
Have you not started contributing to a pension yet? It is never too early or too late to enjoy the tax advantages of starting to contribute to a pension now. Speak to a specialist pension adviser about your best options.
Do you wish to start taking an income from your pension funds? Discuss your options of ‘Tax Free Cash', Drawdown and Annuities with a specialist pension IFA.
Are you already retired and want to discuss your options? Contact us to see if we can help you make the most of your pension funds.
Henri James Wealth is a trading style of Sarah Stallard. Sarah Stallard is an appointed representative of Sage Financial Services Ltd, which is authorised and regulated by the Financial Services Authority. Sage Financial Services Ltd is entered on the FSA register (www.fsa.gov.uk) under reference 150452. The information and content of this website is intended for UK consumers only and is subject to the UK regulatory regime. The FSA do not regulate some forms of tax planning advice. Henri James Wealth Principal - Sarah Stallard